Hit-and-run accidents are happening more often in Duluth, leaving victims with injuries, damaged cars, and no clear answers. These crashes can be especially frustrating because the driver responsible takes off, making it harder to get justice and compensation.
But even if the driver isn’t found right away, there are still legal ways for victims to protect their rights and recover their losses. Knowing what to do after a hit-and-run can help you get the compensation you deserve and if possible, hold the driver accountable.
Immediate Steps to Take After a Hit-and-Run
Knowing what to do after a hit-and-run can help you keep safe and improve your chances of getting compensation. Here’s what you should do immediately after the accident:
1. Make Sure You’re Safe and Get Medical Help
If you’re in a dangerous spot, like the middle of the road, move to a safer place. Check yourself and any passengers for injuries. Even if you feel fine, call 911 and get checked by a doctor.
Some injuries, like concussions or internal bleeding, don’t show up right away. Seeing a doctor also creates a medical record, which can help with your insurance claim.
2. Call the Police
Report the accident to the police as soon as possible. A police report is important for insurance claims and any legal action you might take.
Give the officers as many details as you can about the other vehicle, like the color, make, model, or any part of the license plate number you remember. They may also check security cameras or talk to witnesses to help find the driver.
3. Gather Evidence
If it’s safe to do so, collect evidence at the scene. Take pictures of the damage to your car, any skid marks, debris, and any injuries you or your passengers have.
If there are witnesses, ask for their contact information and what they saw. The more proof you have, the stronger your case will be when dealing with insurance companies or going to court.
4. Don’t Chase the Driver
It might be tempting to go after the driver, but it’s not a good idea. Chasing them could put you in danger or even make the situation worse.
Instead, focus on remembering details about the car and report them to the police. Let law enforcement handle the search.
5. Write Down Everything You Remember
As soon as you can, jot down everything you remember about the accident. This includes:
- The time and place of the crash
- The direction the other vehicle was heading
- Any details about the car
- The weather and road conditions
Reporting the Incident and Seeking Compensation
Acting quickly and following the right process can help you recover damages for medical bills, car repairs, and other losses. Here’s what you need to do:
- File a police report: Officers check surveillance footage or speak to witnesses to track down the hit-and-run driver. Make sure to request a copy of the report for your records.
- Notify your insurance company: Many insurance policies require prompt reporting, so don’t delay. If you have uninsured motorist (UM) coverage, it may help cover damages caused by a hit-and-run driver. Be honest and provide all necessary details, but avoid admitting fault or speculating about the accident.
- Work with an attorney: A Duluth car accident attorney can guide you through the legal process and help you explore all possible options for compensation. If the hit-and-run driver is found, they may be held liable for your damages. If not, your attorney can help you file an uninsured motorist claim or look for other sources of compensation.
- Keep track of all expenses: Maintain a record of all accident-related expenses including medical bills, car repair costs, lost wages if you had to miss work, and any other out-of-pocket costs due to the accident. Keeping detailed records will help you support your claim and ensure you receive fair compensation.
- Follow up on your case: Stay in touch with your insurance company, the police, and your attorney to check on the progress of your case. If law enforcement identifies the hit-and-run driver, you may have the option to file a personal injury lawsuit against them. If not, your insurance coverage may be your best route to compensation.
Legal Options for Hit-and-Run Victims
If you were hurt or suffered damages in a hit-and-run, you might feel frustrated and unsure about what to do next. Even if the driver isn’t found right away, you still have options to seek compensation. Here’s what you can do:
File a Claim with Your Uninsured Motorist Coverage
Many car insurance policies include uninsured motorist (UM) coverage, which can help pay for medical bills, lost wages, and car repairs after a hit-and-run. Since the driver fled, your UM coverage treats them as an uninsured driver. Check your policy and file a claim with your insurance company as soon as possible.
Sue the Driver if They Are Found
If the police track down the hit-and-run driver, you can file a personal injury lawsuit against them. This could help you recover money for medical expenses, property damage, pain and suffering, and other losses. A lawyer can help gather evidence and build a strong case to hold the driver accountable.
Apply for Crime Victim Compensation
Some states, including Georgia, have crime victim compensation programs that help people who have been injured in hit-and-run accidents. These programs can provide financial help for medical bills, lost wages, and other costs if the driver is never found. Check with your local victim assistance office to see if you qualify.
Use Other Insurance Coverage
If you have additional insurance, like MedPay (Medical Payments Coverage) or collision coverage, it may help cover your expenses. MedPay can pay for medical bills no matter who was at fault, while collision coverage can help with car repairs or replacement. Contact your insurance provider to see what’s available.
A hit-and-run accident can be frustrating, but you still have options. Taking the right steps can improve your chances of getting the compensation you deserve.
Conclusion
Going through a hit-and-run can be tough, but you don’t have to handle it by yourself. Taking the right steps can help you get the support and compensation you deserve. Whether it’s filing an insurance claim, exploring legal options, or seeking help from victim programs, there are ways to recover. Knowing your rights and getting the right help can make a big difference as you move forward.
